Construction Defect Journal Archives

Insured's Testimony On Expectation of Coverage Deemed Harmless

August 30, 2017
Tred R. Eyerly - Insurance Law Hawaii

Affirming the district court, the Third Circuit found that the insured's testimony that she expected her loss to be covered was harmless. Gordon v .Allstate Prop. & Cas. Ins. Co., 2017 U.S. App. LEXIS 13507 (3rd Cir. July 26, 2017).

After a storm, portions of the stone facade of the insured's home collapsed. Allstate denied coverage because her policy was limited to "sudden and accident physical loss to the property" caused by a named peril, including windstorm. Allstate contended that the damage to the home was caused by neglect, not the storm.

Mr. Eyerly may be contacted at te@hawaiilawyer.com



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