Wisconsin Supreme Court Holds Fire Damage Resulted from Single Occurrence

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The Wisconsin Supreme Court considered whether a forest fire that caused damage to several homes and properties should be considered a single or multiple occurrences.

November 21, 2018
Brian Margolies - TLSS Insurance Law Blog

In its recent decision in Secura Ins. v. Lyme St. Croix Forest Co., LLC 2018 WI 103 (Oct. 30, 2018), the Wisconsin Supreme Court had occasion to consider whether a forest fire that caused damage to several homes and properties should be considered a single or multiple occurrences.

Secura insured Lyme St. Croix Forest Company under a general liability policy. Of relevance was the policy’s $500,000 sublimit of coverage for property damage due to fire arising from logging or lumbering operations, subject to a $2 million general policy aggregate limit. Lyme St. Croix sought coverage under the policy for a fire that resulted from its logging equipment. The fire lasted for three days, burning nearly 7,500 acres and causing damage to numerous homes and businesses.

Mr. Margolies may be contacted at bmargolies@tlsslaw.com



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