Contractor professional liability coverage insures against liability that derives from the technical aspects of a construction project – including architectural, engineering, and survey work. It is especially valuable in circumstances where the contractor has design responsibility as part of its project scope, such as in the case of “design build” projects or where “design assist” work is undertaken.

Accordingly, in the construction context, professional liability insurance, also referred to as errors and omissions (E&O) insurance, is not only important for architect, engineering, and design professionals to maintain, but it can also be a wise investment for construction contractors. This article will briefly discuss what this type of insurance covers and when you should contact an insurance coverage attorney.