The federal district court found that West Virgina required policyholders suffering a loss of personal property to list all such property before recovering under the policy. Idleman v. State Farm Fire & Cas. Co., 2023 U.S. LEXIS 123815 (N.D. W. Va. July 18, 2023).

The plaintiffs purchased a second home and, over time, furnished and supplied the residence. On November 29, 2021, the residence and its contents were destroyed in a fire.