Housing affordability is a key issue for the American consumer on which the Trump administration has done nothing useful. From tariffs on construction material to higher budget deficits driving up interest rates to deporting building trades workers, virtually every policy lever is being thrown in an anti-supply direction.

At the same time, good news may be coming from Congress where last week the powerful Senate Banking Committee passed an important package of bipartisan housing reforms with unanimous support. The only fly in the ointment is that the package is so ambitious, and the emergence of consensus between Republican Chairman Tim Scott and ranking member Elizabeth Warren so unexpected, that little groundwork has been laid for advancing these ideas in the House. But if champions for these ideas can be found in the lower house, Congress would have the opportunity to get something critical done on the long-neglected issue of federal housing policy.