Examinations under oath (EUOs) are a common coverage condition in property and other first-party insurance policies that can make or break an insurance claim. In theory, EUOs are straightforward: they’re an investigative tool for insurers to gather information about a claim.[1] But in practice, insurers often use them to poke holes in the policyholder’s story, identify grounds to challenge coverage, and even set up fraud claims.

Reprinted courtesy of Kevin V. Small, Hunton Andrews Kurth LLP, Rachel E. Hudgins, Hunton Andrews Kurth LLP and Charlotte Leszinske, Hunton Andrews Kurth LLP

Mr. Small may be contacted at ksmall@hunton.com
Ms. Hudgins may be contacted at rhudgins@hunton.com
Ms. Leszinske may be contacted at cleszinske@hunton.com