The federal district court denied the public adjuster’s challenge to the policy provision prohibiting insureds from retaining public adjusters. Barbato v. Interstate Fire & Cas. Co., 2025 U.S. Dist. LEXIS 259094 (S.D.N.Y. Dec. 15, 2025).

North Jersey Public Adjusters, Inc. (NJPA) alleged the insurer issued a policy to the insured covering the insured’s apartment building. The property subsequently suffered a fire loss. The insured retained NJPA to assist with the claim. NJPA and the insured executed a public adjuster agreement for public adjusting services.