The Rhode Island Supreme Court found that the insured's request for appraisal was timely after it was renewed several years after the loss. Romen v. Allstate Prop. & Cas. Ins. Co., 2023 R.I. LEXIS 46 (R.I. May 3, 2023).

The insureds suffered a loss due to ice and flood on February 10, 2010. A claim for the loss was submitted to Allstate, who made a partial payment. Although the parties agreed the loss was covered by the policy, there was disagreement on the extent of the loss and the cost of remediation.