When the judge’s opinion starts out that way, you know one side in the case is about to take it on the chin.

A contractor’s builder’s risk insurer with a policy covering a warehouse renovation project in Beaumont, Texas, was asked to cover damages caused to the building by a thunderstorm which occurred while building was under renovation. The thunderstorm caused “‘a portion of the Warehouse’s roof being worked on [to] peel[] back’ and allow water to flow into the warehouse, flooding the floor and mezzanine office space of the existing warehouse.”