Policy Purchased by Mortgagee Does Not Insure Homeowner's Hurricane Damage

February 12, 2024
Tred R. Eyerly - Insurance Law Hawaii

The court granted the insurer's motion to dismiss the homeowner's claim against the insurer because the policy insured the mortgagee, not the homeowner. Barbin v. Integon Nat'l Ins. Co., 2023 U.S. Dist. LEXIS 207192 (E.D. La. Nov. 20, 2023).

The home was damaged by Hurricane Ida. The homeowner claims that Integon National Insurance Company breached the policy and acted in bad faith by failing to make the required payments.

Mr. Eyerly may be contacted at te@hawaiilawyer.com


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